Get Trucking Authority Insurance
Having the right trucking insurance is not only a legal requirement for getting your MC Number and staying DOT compliant, but also essential for protecting your business and reputation on the road.
Frequently Asked Question
Please reach us at info@hcmdot.com if you cannot find an answer to your question.
What Is Trucking Insurance and Why Is It Required?
Trucking insurance is a specialized type of commercial insurance designed to protect trucking companies, owner-operators, and freight carriers from the financial risks associated with accidents, cargo loss, liability claims, and damage to vehicles.
If you’re applying for FMCSA operating authority, you’re required to carry specific types of insurance, including:
Primary Liability Insurance – Covers damage or injuries to others in an accident
Cargo Insurance – Protects the freight you’re hauling
Physical Damage Coverage – Covers your own truck and trailer
Bobtail/Non-Trucking Liability – Covers you when driving without a trailer
We provide reliable trucking and freight solutions, guiding businesses through compliance, DOT/MC registration, and fleet management. Our goal is to keep your operations smooth, legal, and efficient every step of the way.
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